Unlike the credit repair companies, we do not dispute what your credit is. We dispute the credit bureaus right to publish any credit information about you for which they do not have documentable proof on hand which they are required to have by law. To date, we have yet to receive any “proof documents” from any of the three credit repositories. Without proof, they must permanently retract any disputed postings.
Things you can do to build credit when you don’t have credit.
Check to see what is on your credit report.
If you need help to remove late payments, there is help for you.