Mortgage Miracles Happen
Mortgage Miracles Happen

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Mortgage Miracles Happen is a mortgage broker for residential home loans in Alaska, Arizona, Colorado, Florida, Idaho, Texas, Utah, Wyoming for home loan financing of 
Conventional, FHA, VA, USDA, Jumbo, Reverse mortgages, Non-QM Mortgage loans' our headquarters are located in Ogden, Utah.

Mortgage Miracles Happen is ran by Ben Gerritsen and Jennifer Gerritsen. Ben has been in the mortgage business for nearly two decades. Ben has helped many people buy homes and refinance to better their lives.

Low-Cost Loans
With having low overhead, we pass the savings on to each of our clients.

We have relationships that we work with the top mortgage banks in the country that offer top-tiered pricing to mortgage brokerage companies.

These two items give us a competitive advantage over other mortgage companies and other banks and credit unions.

Superior Service
We want to be your mortgage lender of choice! Our efficient and personable team at Mortgage Miracles Happen is one that you can count on for your financing.

Customer service is critical to us. We strive for high customer satisfaction. We strive to exceed the expectations of our valued clients and employees. Getting a client a loan and a great rate is not enough for us, yet they are critical. We strive to provide an exceptionally high level of service to every client so they are happy through the entire process.

We bend over backward to help people through one of the most grueling experiences in today’s tough economic world.

Online Technology
We use online technology to be efficient and to simplify the loan process for our clients and our staff. We have online pre-qualification, online document uploading, and storage that is easy for our clients. This translates into shorter time-frames and lowers costs.

We work fast and our underwriting lender’s underwriting departments move quickly! We are able to close loans in 12 to 20 days. Some loans can be quicker and some take longer, but our average is 2 ½ to 3 weeks from start to finish.


Mortgage Miracles Happen offers a broad array of mortgage products to the public. We offer more loan choices than the banks and credit unions offer.
We get loans done others can’t do
Many times we can help them and get their loan done because we have the choice of many lenders and options that others do not offer and have to work with. With our vast array of lending options, we offer wholesale pricing and flexibility with guidelines to cover many options.

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Latest News Mortgage MiracLes Happens

Are Non-QM Loans A Good Option For Investors?

March 25th, 2022 by

You’re ready to begin your house-buying adventure. But even the first step in the process might cause you to second-guess your decision on how to finance your new home. The procedure of applying for a qualifying mortgage with a W-2 job as your primary source of income may appear to be simple. However, it is not. If you’re a gig...[ Read More ]

Reverse mortgages: Easy money or dumb move?

March 24th, 2014 by

By Around the Web Reverse mortgages let seniors convert their home equity into cash without having to sell their house, but such loans come with significant risk….(read more) Forward this article via email: Send a copy of this story to someone you know that may want to read it. Read More…    ...[ Read More ]

Your home: It pays to keep up with the Joneses

March 21st, 2014 by

By Around the Web for latest details….(read more) Forward this article via email: Send a copy of this story to someone you know that may want to read it. Read More…    ...[ Read More ]

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