Mortgage Miracles Happen
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Mortgage Miracles Happen

VA Purchase loans

Mortgage Miracles Happen is a VA mortgage loan lender in Arizona, Colorado, Florida, Idaho, Texas, Utah, Wyoming for the purchase of homes.

You’ve Served Your Country, VA Loans are a Benefit You’ve Earned & Deserve.

Take advantage of your VA eligibility and purchase a home with no money down.

 

  • Are you a veteran, member of the military, or a surviving spouse of a veteran?
  • Do you want fast approval and minimal red tape?
  • Are you interested in refinancing up to 100% of your home, or buying a home with no down payment?

If you answered “yes” to any of these questions, a VA loan might be right for you! Qualify for VA loans even with less-than-perfect credit. Unlike other options, VA loans are available as either fixed-rate or ARM mortgages – and never include monthly insurance (PMI).

VA financing | 100% financing 

– No downpayment is required in most cases
– Borrow up to 100% of purchase price
– Lower closing costs
– Mortgage is assumable
– No Private Mortgage Insurance (PMI)
– No penalties if you prepay the loan
– You may be eligible for waiver of VA funding fee
– VA support during temporary financial difficulties

If you are a first time home buyer and eligible  for a VA loan consider the following:

With a VA home loan you can buy a new home for up to $1,000,000 with no down-payment and get the same low VA loan!

Sellers can pay your closing costs & Buy down your rate & Payoff existing Debts

With a VA loan, the seller is allowed to pay all of your closing cost.

The VA will not only allow the seller to pay all of your closing costs, you can also get the seller to pay 4% in addition to paying your closing costs.  This 4% can go towards your escrow accounts, prepaid interest, buying down your rate, AND it can actually pay off your debts!  If you also have a disabled status, your VA Funding Fee will be waived.  Typically this VA Funding Fee is over 2% of your loan amount and is financed into your loan. There is no monthly mortgage insurance to pay.

 

 

Mortgage Miracles Happen is a VA mortgage loan lender in Arizona, Colorado, Florida, Idaho, Texas, Utah, Wyoming for the purchase of homes.