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CALL TO GET PERSONAL HELP:
877-399-2364

Mortgage Miracles Happen is a USDA mortgage broker in Alaska, Arizona, Colorado, Florida, Idaho, Texas, Utah, Wyoming for USDA home loan financing.

USDA / Rural Housing (Purchases & Refinances)

  • USDA / Rural Housing purchase mortgage loans.
  • USDA / Rural Housing refinance mortgage loans.

The Advantages

  • No Down payment is required., 100% of the purchase price.
  • Flexible credit score guidelines.
  • No maximum purchase price limit.
  • Closing costs can come from any source including gifts / Seller can contribute closing costs
  • Repairs and improvements can be included in the loan.
  • Competitive fixed 30-year rates.

Eligibility criteria:

  • Occupy the property as your primary residence. Choose Rural Development as the first option
  • 30 year fixed rates
  • Generous income limits
  • Flexible credit guidelines
  • NOT limited to first time home buyers
  • Assistance options, such as gift funds, grants, seller concessions allowed.

Tools and Web Site links:

Refinance into a Rural Housing (USDA) loan.
Can I refinance from a non-Rural housing into Rural Housing loan?
Answer: YES
What is the funding fee for USDA (Rural Housing) Loans?
Purchase Loans: 3.5% of the loan amount
Refinance:1% of the loan amount
Brochure and guides:

Mortgage Miracles Happen is a USDA mortgage broker in Utah, Arizona, Colorado, Florida, Idaho, Texas, Utah, Wyoming for USDA home loan financing.

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