Mortgage Miracles Happen

Bank statement Mortgage Loans & Non-QM Jumbo Loans

Mortgage Miracles Happen is a mortgage broker that offers Non-QM Bank Statement Loans (Jumbo Bank Statement Loans / Non-QM Loans), sometimes referred to as Alternative Income Document Mortgage Loans.

Bank Statement Loan Terms

  • 15 YR Fixed Jumbo Loans
  • 30 YR Fixed Jumbo Loans
  • 30 YR Fixed, Interest Only
  • 40 YR – Interest Only (1st 10 Years Interest Only, Last 30 years Principle & Interest)
  • ARMs – 5/1, 7/1 and 10/1 ARM’s

Loan Amounts

  • Jumbo Loans –  up to $2 Million

Property Types

  • SFR
  • Duplex-4-Plex
  • Townhouse (townhomes),
  • Condo’s
  • High Rise Condo’s
  • Condo Hotels Jumbo Loans

Bank Statement Loans & Jumbo Bank Statement Loans

  • 12-month bank statements Jumbo Loans
  • 24-month bank statements Jumbo Loans
  • We also offer stated income Jumbo loans for self-employed.

Occupancy  Types

  • Primary Residence
  • 2nd Homes
  • Investment properties

Loan Purpose

  • Purchase
  • Refinance
  • Cash-Out Refinance
  • Foreign Nationals Allowed

Where we lend

Alaska, Arizona, Colorado, Florida, Idaho, Texas, Utah, Wyoming