Mortgage Miracles Happen
Mortgage Miracles Happen

FHA Refinance

FHA Refinance mortgage loans

Get an instant Quote for an FHA Mortgage Loan

Your current mortgage does not have to be an FHA mortgage loan to refinance into an FHA loan.

Reasons to refinance into an FHA loan are:

  • Higher Debt to Income ratios allowed.
  • FHA Loans typically have lower interest rates than conventional mortgage loans.
  • More lenient credit underwriting guidelines
  • 2 years from the date of discharge on a bankruptcy.
  • 3 years from the date of foreclosure recorded.
  • 1×30 mortgage late in the past 12 months
  • 580 minimum Fico Score for 3.5% down payment

That is the beauty of FHA refinance loans.

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Mortgage Miracles Happen is a mortgage broker for FHA refinance mortgage loans in Arizona, Colorado, Florida, Idaho, Texas, Utah & Wyoming.

We also offer FHA purchase loans, refinance, cash-out refinances, cash-out debt consolidation loans, Streamline Refinance loans.