Mortgage Miracles Happen
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Mortgage Miracles Happen

Super Conforming Loan

You may be eligible for a Super Conforming Mortgage Loan

– 90% LTV available with NO MI
– Cashout available to 90% with no effect to the rate

– Debt consolidation is not considered in the DTI
– ARM’s and Fixed available
– 50% DTI on fixed loans, up to 90% LTV

– 41% DTI on ARM’s, up to 90% LTV

– 50% DTI on ARM’s , Limited to 80% LTV
– no bump to the int, rate for loans up to $1 million
– 0.20% bump to the rate for loans $1 M to $2 M

– NOO to $900k with only 0.20% bump to the rate
– Escrows are optional with no effect to the rate
– 620 Fico (allows for 1 x 30 mtg late in the last 12 months) LTV to 80% and $500k Loan Amount
– Gift of down payment allowed (80% LTV entire 20% can be gifted)