What are the area median limits? Area median income limits are the average income for a certain geographic area.

Each zip code, city and county has different averages.

For housing purposes, HUD (Housing & Urban Development), Fannie Mae, Freddie Mac use the average income limits for each geographic area to set housing loan programs for those that qualify for housing incentives.

1 HUD Area Median Income Limits –

a) Check to see what your – Area Median Income Limits are for your county

b) HUD Exchange (site) – 2nd HUD site –  Area Median Income Limits – State directory.

2 Fannie Mae Home Ready (3% down loan program) – Fannie Mae HomeReady Income Limits

3 Freddie Mac Home Possible, (3% down loan program) – Freddie Mac Home Possible Income Limits