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CALL TO GET PERSONAL HELP:
877-399-2364

CONVENTIONAL OWNER OCCUPIED COMMERCIAL REAL ESTATE BUSINESS LOANS are:

Suited for multi tenant properties such as apartment buildings, shopping centers, office buildings, medical buildings and many other property types where the borrower will occupy 25% less of the property and can show at least 2 years of stabilized financials able to support the requested loan. Debt service is calculated on a global basis using the subject business and borrowers financials. Lease income generated by investment tenants is also applied towards debt service in underwriting.. Loans are underwritten using the properties cash flow and the borrower’s personal income is only used to determine ability to service personal debts.

COMMERCIAL BUSINESS LOAN PROGRAM GUIDELINES:

REAL ESTATE LOANS PROGRAM GUIDLINES:

  • 90% LTV on most property types.
  • CLTV up to 95%.
  • Loan amounts from $50,000 to $15mm.
  • Fixed rate options up to 10 years.
  • 30 year amortizations on most property types.
  • Debt Service Coverage Ratio down to 1.15.
  • Multiple prepayment options available.

 

COMMERCIAL REAL ESTATE BUSINESS LOAN PROGRAM BENEFITS:

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