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Mortgage Miracles Happen is a premier mortgage broker in Utah that specializes in Utah mortgage loans for the following loan types of mortgage loans; conventional mortgage loans, FHA Mortgage Loans, VA Mortgage Loans, USDA, Jumbo mortgages, Reverse mortgages, construction loans, Non-QM, hard money loans. We are a Utah mortgage company (Utah mortgage lender) that offers wholesale mortgage loans to the public. Counties & towns in Utah that we do Utah mortgage loans in are: Box Elder County Brigham City, Perry, Willard Cache County Logan, Hyrum, Millville, Smithville, Wellsville, Davis County Bountiful, Centerville, Clearfiield, Clinton, Layton, Farmington, Fruit Heights, Kayesville, Layton, North Salt Lake, South Weber, Sunset, Syracuse,  West Bountiful, West West Point, Woods Cross Salt Lake County Alta, Atwood, Becks, Bennion, Salt Lake City, South Salt Lake, Draper, Sandy, South Jordan, Taylorsville, West Valley, Alta, Cottonwood Heights, Bluffdale, Riverton, Herriman, Holladay, Midvale, Murray, Copperton, Millcreek, Emigration, Kearns, Magna, White City Toole County Toole, Grantsville, Summit County Park City Wasatch County Heber City, Midway, Jordanelle, Soldier Hollow Weber County Ogden, North Ogden, Pleasant View, Harrisville, Farr West, Plain City, Roy, West Haven, West Weber, Hooper, Riverdale, South Ogden, Washington Terrace, Uinta Huntsville, Eden, Liberty Utah County Provo, Orem, Highland,  Alpine, Lehi, Lindon, Benjamin, Cedar Fort, Cedar Hills, Eagle Mountain, Woodland Hills, Mappleton, Pleasant Grove, Salem, Saratoga Springs, Springville, Springdell, Washington County St George, Ivins, Hurricane Other areas in the state of Utah Some of the names other cities and areas that we lend mortgage loans in Utah are : Blanding, Cedar City, Ephraim, Moab, Monticello, Payson, Kanab, Panguitch,  Richfield We do the following types of mortgage loans: Conventional, HARP Refinance, FHA, VA, USDA, Reverse Mortgage Loans.