Mortgage Miracles Happen
Mortgage Miracles Happen

Mortgage Miracles Happen is a mortgage broker for residential home loans in Alaska, Arizona, Colorado, Florida, Idaho, Texas, Utah, Wyoming for home loan financing of Conventional, FHA, VA, USDA, Jumbo, Reverse mortgages, Non-QM Mortgage loans.  Our headquarters is located in Ogden, Utah. 

Online Technology

We use online technology to be efficient and to simplify the loan process for our clients and our staff. We have online pre-qualification, online document uploading and storage that is easy for our clients. This translates into shorter time-frames and lower costs.


We work fast and our underwriting lenders underwriting departments move quick! We are able to close loans in 12 to 20 days. Some loans can be quicker and some take longer, but our average is 2 ½ to 3 weeks from start to finish.

Low Cost Loans

With having low over-head, we pass the savings on to each of our clients. We have relationships that we work with the top mortgage banks in the country that offer the top tiered pricing to mortgage brokerage companies. These two items gives us a competitive advantage over other mortgage companies and other banks and credit unions.

Superior Service

We want to be your mortgage lender of choice! Our efficient and personable team at Mortgage Miracles Happen is one that you can count on for your financing. Customer service is critical to us. We strive for high customer satisfaction. We strive to exceed the expectations of our valued clients and employees. Getting a client a loan and a great rate is not enough for us, yet they are critical. We strive to provide exceptionally high level of service to every client so they are happy through the entire process. We bend over backwards to help people through one of the most grueling experiences in today’s tough economic world.



We offer more loan choices than the banks and credit unions offer.


We offer the following loan types: 

Conventional Loans, FHA Loans, VA Loans, USDA Loans, Jumbo Loans, Reverse Mortgage Loans, Non-QM Mortgage Loans.

Many times we can help a client with their loan because we have many more lenders we work with and a broader choice of loan options to offer with our vast array of lending options. 

Mortgage Loans by Mortgage Miracles Happen

Conventional Mortgage Loans

FHA Mortgage Loans

VA Mortgage Loans for Veterans

USDA Mortgage Loans

Jumbo Mortgage Loans

Non-QM Mortgage Loans

Reverse Mortgage Loans