We have more loan options more then your local banks and credit union offers. we are fast,efficent and excellent service and experience in mortgage lending to public.
Mortgage Miracles Happen is a mortgage broker for residential home loans in Arizona, Colorado, Florida, Idaho, Texas, Utah, Wyoming for home loan financing of Conventional, FHA, VA, USDA, Jumbo, Reverse mortgages, Non-QM Mortgage loans’ our headquarters are located in Ogden, Utah. Mortgage Miracles Happen is ran by Ben Gerritsen and Jennifer Gerritsen. Ben has been in the mortgage business for nearly two decades. Ben has helped many people buy home.
We work fast and our underwriting lenders underwriting departments move quick! We are able to close loans in 12 to 20 days. Some loans can be quicker and some take longer, but our average is 2 ½ to 3 weeks from start to finish.
With having low over-head, we pass the savings on to each of our clients. We have relationships that we work with the top mortgage banks in the country that offer the top tiered pricing to mortgage brokerage companies. These two items gives us a competitive advantage over other mortgage companies and other banks and credit unions.
Many times we can help them and get their loan done because we have the choice of many lenders and options that others do not offer and have to work with. With our vast array of lending options, we offer wholesale pricing and flexibility with guidelines to cover may options.