Mortgage Miracles Happen
Mortgage Miracles Happen


Mortgage Miracles Happen is a mortgage broker for residential home loans in Alaska, Arizona, Colorado, Florida, Idaho, Texas, Utah, Wyoming for home loan financing of Conventional, FHA, VA, USDA, Jumbo, Reverse mortgages, Non-QM Mortgage loans.  Our headquarters is located in Ogden, Utah. 

Online Technology

Mortgage Miracles Happen uses online technology to be efficient and to simplify the loan process for our clients and our staff. We have online pre-qualification as well as online document uploading and storage that is easy for our clients. This translates into shorter time-frames and lower costs.


We work closely with our lenders’ underwriting departments to approve and close loans quickly. Mortgage Miracles Happen is able to close loans in 2 1/2 to 3 weeks.

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Low Cost Loans

We keep overhead low so we can pass the savings on to each of our clients. Mortgage Miracles Happen works with the top mortgage banks in the country that offers top-tiered pricing to mortgage brokerage companies. This gives us a competitive advantage over other mortgage companies and other banks and credit unions.

Superior Service

We want to be your mortgage lender of choice! You can count on our efficient and personable team at Mortgage Miracles Happen for your financing. Customer service is critical to us and we aim to exceed the expectations of our valued clients.


We strive to provide every client with a great loan rate and exceptionally high level of service so they are happy through the entire process. We do everything we can to successfully guide our clients through one of the most grueling experiences in today’s tough economic world.



We offer more loan choices than the banks and credit unions offer.



We offer the following loan types:  


Conventional Loans, FHA Loans, VA Loans, USDA Loans, Jumbo Loans, Reverse Mortgage Loans, Non-QM Mortgage Loans.

Mortgage Miracles Happen works with various lenders and offers a broad choice of loan options, which allows us to meet the individual needs of each of our clients.

Mortgage Loans by Mortgage Miracles Happen

Conventional Mortgage Loans

FHA Mortgage Loans

VA Mortgage Loans for Veterans

USDA Mortgage Loans

Jumbo Mortgage Loans

Non-QM Mortgage Loans

Reverse Mortgage Loans