This is for personal / family / individual use.
Please put this to use.
Use it monthly.
Print it out.
If you are married, sit down with your spouse and go over it together.
This WILL help your marriage and relationship if you are on the same page as your spouse!
Set a date in the calendar with yourself and with your spouse for a time that you will go over your budget each month. Stick to it and do this monthly. Then print out your budget and get to know what you can and cannot afford. Stay away from buying things you cannot afford and what is not in your budget. If you don’t have extra money for an item, don’t get it.