VA IRRL Streamline Process

First 7-15 days we will be gathering necessary documents, contacting the VA, the title company and your tax accessor to get your new loan prepared for underwritng.

Your loan will go to a VA approved Underwriter for approval and we will work diligently to try to provide the VA underwriter anythign he or she needs to approve your loan.

The Underwriting time lines normally takes 5 to 7 days.

If there are any questions and any items required by the underwriter,  then those items will need to be answered and sent back to the underwriter.

Once approved by the underwriter then the loan will be approved to close.

Once the loan is clearted to close, closing is usually scheduled for 2 to 3 days later with at a title company.

Closing usually takes place at the title companies office or they can schedule a location for signing at your home or your place of work.


  • Ben was so great to work with on our refinance. He went above and beyond to make sure it was done right and that everything was in place. We would highly recommend him to anyone.

  • Ben worked with us when we were buying a home and I was particularly impressed with how quickly he always responded, even at odd hours. He was a pleasure to work with and we have already recommended him to friends.

  • Ben was courteous, professional, and knowledgeable. He had our best interest at heart through our entire home buying process and never pressured us. I would recommend him to anyone who is looking to buy or refinance a home.

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    All loans subject to credit approval. Rates and fees subject to change. Mortgage financing brokered by Mortgage Miracles Happen, LLC. Equal Housing Lender.
    Mortgage Miracles Happen, LLC is a mortgage broker in Arizona, Colorado, Florida, Texas & Utah.
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