1635009540120994

USDA, Rural Housing Mortgage Loans

USDA / Rural Housing (Purchases & Refinances) Utah

USDA / Rural Housing purchase mortgage loans in Utah.

USDA / Rural Housing refinance mortgage loans in Utah.

The Advantages

  • No Down payment is required., 100% of the purchase price
  • Flexible credit score guidelines.
  • No maximum purchase price limit.
  • Closing costs can come from any source including gifts / Seller can contribute closing costs
  • Repairs and improvements can be included in the loan.
  • Competitive fixed 30-year rates.

You can refinance from a non-USDA loan into a USDA loan

Eligibility criteria:

Refinance into a Rural Housing (USDA) loan in Utah.

Can I refinance from a non-Rural housing into Rural Housing loan?

Answer: YES

What is the funding fee for USDA (Rural Housing) Loans?

Purchase Loans: 3.5% of the loan amount

Refinance:1% of the loan amount

Brochure and guides:

Counties & cities in Utah for Rural Housing loans:

USDA Loans in Box Elder, Utah

USDA Loans in Brigham City, Utah

USDA Loans in Tremonton, Utah

USDA Loans in Cache County, Utah

USDA loans in Logan, Utah

USDA loans in Millville, Utah

USDA loans in Bear River, Utah

USDA loans in Hyrum, Utah

USDA loans in Clarkston, Utah

USDA loans in Lewiston, Utah

USDA loans in Paradise, Utah

USDA loans in Avon, Utah

USDA loans in Eden, Utah

USDA loans in Corine, Utah

USDA loans in Perry, Utah

USDA loans in Willard, Utah

USDA loans in Plain City, Utah

USDA loans in Hooper, Utah

USDA loans in West Haven, Utah

USDA loans in Cedar City, Utah

USDA loans in  Utah County, Utah

USDA loans in Vernal, Utah

USDA loans in Washington, Utah

USDA loans in Moab, Utah


  • Ben was so great to work with on our refinance. He went above and beyond to make sure it was done right and that everything was in place. We would highly recommend him to anyone.

  • Ben worked with us when we were buying a home and I was particularly impressed with how quickly he always responded, even at odd hours. He was a pleasure to work with and we have already recommended him to friends.

  • Ben was courteous, professional, and knowledgeable. He had our best interest at heart through our entire home buying process and never pressured us. I would recommend him to anyone who is looking to buy or refinance a home.


  • Easy online Application
    Online Mortgage Application

  • eho 1

    All loans subject to credit approval. Rates and fees subject to change. Mortgage financing brokered by Mortgage Miracles Happen, LLC. Equal Housing Lender.
    Mortgage Miracles Happen, LLC is a mortgage broker in Arizona, Colorado, Florida, Texas & Utah.
    NMLS: 1289680; Arizona: 0937981, AZ Address: 7137 E Rancho Vista Drive, STE B05, Scottsdale, AZ 85251;
    Colorado: Mortgage Miracles Happen, LLC; Florida License # MBR1900,
    UT: Mortgage Miracles Happen, UT license # 7380298 Utah DRE,
    Texas TDSML Texas Recovery Fund
    All rights reserved. © 2017

    Tel: 1-(801)-399-2364 | Texas Office Tel: 1-(281) 724-7423|

    Have Question About
    The HARP Process?