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Is A Reverse Mortgage Right for Me?

It’s important to do your research and discuss your options with family members about a reverse mortgage loan.

In doing so, here are some reasons why a reverse mortgage loan may fit your needs:

  • You intend to stay in your home more than a few years (If you intend to move in the near future, a reverse mortgage loan may not be a wise loan product).
  • If you are not concerned about leaving your home to you heirs.
  • You’re need access to funds

Alternatives to Consider

Mortgage refinancing: Refinancing your existing mortgage may lower your monthly payments. It may allow you to pay off your mortgage faster and receive cash out of the equity in your property.

Home equity loan or line of credit: These products borrow against the value of your home. A loan is distributed and you will receive a lump sum or a line of credit can that be drawn upon as needed. Monthly payments are required

Personal loan: Personal loans typically have higher interest rates than other types of financing options. They are also are unsecured, meaning no collateral is required.

Reverse Mortgages have income and credit requirements, and financial assessment. And all three options must be paid back in monthly payments within a specified time period.

Your Reverse Mortgage adviser is committed to objectively helping you find the right solutions that best fit your needs.

If you are considering a reverse mortgage in Arizona, Colorado, Florida, Utah & Texas (HECM Loan / HECM Mortage in Utah & Texas), you have come to the right place.

Mortgage Miracles Happen specializes in arranging reverse Mortgage loans for seniors.

If you want a lender that specializes in reverse mortgage loans, the Ben Gerritsen team is the reverse mortgage lender to go to.

Disclaimer: “These materials are not from HUD or FHA and were not approved by HUD or a government agency.” (ML 2014-10).

  • Ben was so great to work with on our refinance. He went above and beyond to make sure it was done right and that everything was in place. We would highly recommend him to anyone.

  • Ben worked with us when we were buying a home and I was particularly impressed with how quickly he always responded, even at odd hours. He was a pleasure to work with and we have already recommended him to friends.

  • Ben was courteous, professional, and knowledgeable. He had our best interest at heart through our entire home buying process and never pressured us. I would recommend him to anyone who is looking to buy or refinance a home.


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    All loans subject to credit approval. Rates and fees subject to change. Mortgage financing brokered by Mortgage Miracles Happen, LLC. Equal Housing Lender.
    Mortgage Miracles Happen, LLC is a mortgage broker in Arizona, Colorado, Florida, Texas & Utah.
    NMLS: 1289680; Arizona: 0937981, AZ Address: 7137 E Rancho Vista Drive, STE B05, Scottsdale, AZ 85251;
    Colorado: Mortgage Miracles Happen, LLC; Florida License # MBR1900,
    UT: Mortgage Miracles Happen, UT license # 7380298 Utah DRE,
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