Loan options for a Reverse Mortgage Loans

A Reverse Mortgage Loan allows you to choose how you receive your payments on a refinance transaction.

The most popular option is to obtain a line of credit.

Your different loan options for a Reverse Mortgage Loan are:

1) Establish a line of credit to use when you need it.

2) Monthly installment

3) Lump sum of funds

4) Any combination of these options.

5) Purchase loans using a Reverse Mortgage Loan – Requires a down payment and then monthly payments are not required. The borrower(s) remains responsible for taxes, insurance, and maintenance costs.


Where we lend for Reverse Mortgage loans for seniors.

Mortgage Miracles Happen specializes in arranging Reverse Mortgage loans for seniors.

We are a Reverse Mortgage Loan lender specialist in Arizona, Colorado, Florida, Utah & Texas.

If you want a lender that specializes in Reverse Mortgage loans, the Ben Gerritsen team is the reverse mortgage lender specialist to work with.
 Disclaimer: “These materials are not from HUD or FHA and were not approved by HUD or a government agency.” (ML 2014-10).

  • Ben was so great to work with on our refinance. He went above and beyond to make sure it was done right and that everything was in place. We would highly recommend him to anyone.

  • Ben worked with us when we were buying a home and I was particularly impressed with how quickly he always responded, even at odd hours. He was a pleasure to work with and we have already recommended him to friends.

  • Ben was courteous, professional, and knowledgeable. He had our best interest at heart through our entire home buying process and never pressured us. I would recommend him to anyone who is looking to buy or refinance a home.

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    All loans subject to credit approval. Rates and fees subject to change. Mortgage financing brokered by Mortgage Miracles Happen, LLC. Equal Housing Lender.
    Mortgage Miracles Happen, LLC is a mortgage broker in Arizona, Colorado, Florida, Texas & Utah.
    NMLS: 1289680; Arizona: 0937981, AZ Address: 7137 E Rancho Vista Drive, STE B05, Scottsdale, AZ 85251;
    Colorado: Mortgage Miracles Happen, LLC; Florida License # MBR1900,
    UT: Mortgage Miracles Happen, UT license # 7380298 Utah DRE,
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