Pledged assets Jumbo Loan to 90% LTV

We specialize in Jumbo Loans in California, Colorado, Idaho,Nevada, Oregon, Utah & Washington.

Up to 90% financing available with this program Benefits and Features.

Retirement accounts are not eligible funds, CDs, money market, savings, and others.

Eligible assets include stocks, bonds, mutual pledge account requirements are the brokerage firm of choice, as long as certain requirements are kept.

Trading in an account is allowed in the pledged account.

Pledged assets may be kept with the bank pledge brings effective LTV to 80% or less requirements are kept.

No Mortgage Insurance (MI) required as long investment  appreciation benefiting from interest, dividends and investment strategy in place and continually

Ability to defer capital gains tax by keeping there finance properties and in conjunction with a cash-out products including second homes, investment

Available in lieu of a down payment.

Any family member may pledge assets on behalf of the borrower.


  • Ben worked with us when we were buying a home and I was particularly impressed with how quickly he always responded, even at odd hours. He was a pleasure to work with and we have already recommended him to friends.

  • Ben was courteous, professional, and knowledgeable. He had our best interest at heart through our entire home buying process and never pressured us. I would recommend him to anyone who is looking to buy or refinance a home.

  •  I had been putting off a refinance of my home due to demands at work and home, i just did not have the time. A friend referred Ben to me. Ben made this process so easy for me. I would definitely have done this sooner if I would have known how easy it was. Ben was absolutely great. Ben was very responsive and was able to answer any questions I had. The process was extremely fast and easy.
    https://plus.google.com/108641306468647818889/reviews

  • Easy online Application
    Online Mortgage Application

  • Miracles Happen, LLC | NMLS #1289680
    Licensed States TEXAS (SML) Texas Recovery Notice
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