Pledged assets Jumbo Loan to 90% LTV

We specialize in Jumbo Loans in California, Colorado, Idaho,Nevada, Oregon, Utah & Washington.

Up to 90% financing available with this program Benefits and Features.

Retirement accounts are not eligible funds, CDs, money market, savings, and others.

Eligible assets include stocks, bonds, mutual pledge account requirements are the brokerage firm of choice, as long as certain requirements are kept.

Trading in an account is allowed in the pledged account.

Pledged assets may be kept with the bank pledge brings effective LTV to 80% or less requirements are kept.

No Mortgage Insurance (MI) required as long investment  appreciation benefiting from interest, dividends and investment strategy in place and continually

Ability to defer capital gains tax by keeping there finance properties and in conjunction with a cash-out products including second homes, investment

Available in lieu of a down payment.

Any family member may pledge assets on behalf of the borrower.


  •  I had been putting off a refinance of my home due to demands at work and home, i just did not have the time. A friend referred Ben to me. Ben made this process so easy for me. I would definitely have done this sooner if I would have known how easy it was. Ben was absolutely great. Ben was very responsive and was able to answer any questions I had. The process was extremely fast and easy.
    https://plus.google.com/108641306468647818889/reviews
  • My wife and I were struggling and frustrated trying to get a loan with banks and credit unions, she had good credit but I made a lot of mistakes in life that I lived to regret. Ben was great, he took the time to sit with us and talk about what we needed to do. he was then able to help us get a home loan despite my poor credit. We felt as though he was a friend and never judge us for my bad choices. He was a pleasure to work with.

    Miracles really do happen. We now have a beautiful house for our family thanks to his help.

  • Ben recently helped my wife Veronica and me refinance our home to better our financial situation. I had been thinking of refinancing, but didn’t feel comfortable with any of the firms I had dealt with in the past.

    After asking around, Ben was referred to me by a good friend who had also been looking for someone to help him refinance his home. He told me that Ben came highly recommended. After speaking with Ben and then having him do our mortgage, I know why he was so highly recommended.

    Ben was not only attentive to our needs and concerns, he made us feel as if we were the only clients that he had. Ben worked overtime to quickly get us through the paperwork and lock in an extremely low rate. He then worked even more diligently to help us close our loan and worked to put us in the best possible position with the lowest possible out-of-pocket expenses.

    We would recommend Ben to anyone looking to improve their financial situation through refinancing their home.

    Cody and Veronica Andrew
    North Salt Lake


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  • Miracles Happen, LLC | NMLS #1289680
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