FHA Purchase Loans

Apply Now for an FHA purchase loan, an FHA refinance loan, an FHA Steramline Refinance Loan

FHA Loans are commonly used loans to purchase a house.

Contact us for an FHA specialists to purchase a home now using an FHA mortgage loan.

We are the FHA mortgage loan experts.

We lend the following types of FHA Mortgage Loans:

  • FHA Purchase loans
  • FHA Refinance loan
  • FHA Cash Out Loans
  • FHA Streamline Refinance Loans
  • FHA Reverse Mortgage Loans
  • FHA Revere HECM Loans
  • FHA Revere HECM for purchase


FHA Purchase Loans

Only 3.5% of the purchase price is required for the down payment of an FHA purchase mortgage loan.

  • (This can be from the borrowers funds  / the funds can be gifted from a family member or your employer).
  • Down Payment funds can come from your IRA or your 401-K.

FHA HUD $100 Down

Only $100 Down is required for HUD Homes (Homes that are owned by HUD, they are eligible for FHA loans with $100 down payment).

Fast Fundings for FHA Purchase Loans

We can fund your FHA purchase loan is as quick at 10 to 14 days!

Loan Terms available for FHA Loans:

FHA Fixed Loans

  • 15 Year
  • 30 Year


  • 3 Year ARM
  • 5 Year ARM
  • 7 Year ARM

Apply Now for an FHA purchase loan, an FHA refinance loan, an FHA Streamline Refinance Loan

Ben Gerritsen is an FHA mortgage loan specialist.

We also do FHA mortgage refinance loans and FHA cash out Mortgage loans.

  • Ben was so great to work with on our refinance. He went above and beyond to make sure it was done right and that everything was in place. We would highly recommend him to anyone.

  • Ben worked with us when we were buying a home and I was particularly impressed with how quickly he always responded, even at odd hours. He was a pleasure to work with and we have already recommended him to friends.

  • Ben was courteous, professional, and knowledgeable. He had our best interest at heart through our entire home buying process and never pressured us. I would recommend him to anyone who is looking to buy or refinance a home.

  • Easy online Application
    Online Mortgage Application

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    All loans subject to credit approval. Rates and fees subject to change. Mortgage financing brokered by Mortgage Miracles Happen, LLC. Equal Housing Lender.
    Mortgage Miracles Happen, LLC is a mortgage broker in Arizona, Colorado, Florida, Texas & Utah.
    NMLS: 1289680; Arizona: 0937981, AZ Address: 7137 E Rancho Vista Drive, STE B05, Scottsdale, AZ 85251;
    Colorado: Mortgage Miracles Happen, LLC; Florida License # MBR1900,
    UT: Mortgage Miracles Happen, UT license # 7380298 Utah DRE,
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    Tel: 1-(801)-399-2364 | Texas Office Tel: 1-(281) 724-7423|

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