Bank Statement Mortgage Loans for Business Owners & Foreign Nationals

We offer Bank Statement Mortgage Loans for Self-Employed Business Owners & Foreign Nationals.

If your are a business owner and your CPA writes off too much for your taxes but you can prove your income through your deposits of your bank statements, we can help you.

We offer both 12 or 24 month of bank statements for income qualification purposes.
We average your deposits from income sources from your business or personal bank statements.
Minimum credit score is 600.

Down payment requirements start at 15% down (85 LTV) for a Primary Residence, SFR (Single Family Residence).

  • Purchases
  • Rate & Term Refinancing
  • Cash Out Refinancing

Property Types

  • Condo’s
  • Non-Conforming Condo’s
  • Condo Hotels
  • High Rise Condo’s


Primary Residences
2nd Home Financing
Investment properties


  • Ben was so great to work with on our refinance. He went above and beyond to make sure it was done right and that everything was in place. We would highly recommend him to anyone.

  • Ben worked with us when we were buying a home and I was particularly impressed with how quickly he always responded, even at odd hours. He was a pleasure to work with and we have already recommended him to friends.

  • Ben was courteous, professional, and knowledgeable. He had our best interest at heart through our entire home buying process and never pressured us. I would recommend him to anyone who is looking to buy or refinance a home.

  • Easy online Application
    Online Mortgage Application

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    All loans subject to credit approval. Rates and fees subject to change. Mortgage financing brokered by Mortgage Miracles Happen, LLC. Equal Housing Lender.
    Mortgage Miracles Happen, LLC is a mortgage broker in Arizona, Colorado, Florida, Texas & Utah.
    NMLS: 1289680; Arizona: 0937981, AZ Address: 7137 E Rancho Vista Drive, STE B05, Scottsdale, AZ 85251;
    Colorado: Mortgage Miracles Happen, LLC; Florida License # MBR1900,
    UT: Mortgage Miracles Happen, UT license # 7380298 Utah DRE,
    Texas TDSML Texas Recovery Fund
    All rights reserved. © 2017

    Tel: 1-(801)-399-2364 | Texas Office Tel: 1-(281) 724-7423|

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