Down Payment Grants
Down payment Grants in Utah for mortgage loans
**Grant amounts may change based on available funds and program requirements.
Income restrictions may apply for each country or city.
Neighborhood rerictions may apply as well.
| County | City | Amount** |
| Salt Lake | Sandy | $10,000 |
| West Valley City | $5,000 | |
| West Jordan | $5,000 | |
| Salt Lake City | $5,000 | |
| Murray | $7,500 | |
| Taylorsville | $5,000 | |
| Magna | $10,000 | |
| Kearns | $10,000 | |
| Weber | Ogden | $5,000 |
| Davis | All Cities | $2,000 |
| Utah | Provo | $5,000 |
| Most cities except Provo | $15,000 | |
| Tooele | All Cities | $2,000 |
| Cache | Logan | $7,500 |
We Do Utah Housing Loans
The Utah Housing Loan Program was established by the Utah Legislature in 1975 to provide decent, safe, and sanitary housing for low and moderate income families of the state.
What is the Utah Housing Loan Program?
The Utah Housing Loan Program helps first-time homebuyers who do not have enough money to pay for a down payment and closing costs when purchasing a home. The average amount a homebuyer must save for a down payment and closing costs is between 5% – 6% of the home purchase amount. The Utah Housing Loan Program allows an applicant to borrow up to 6% of the home purchase amount, which covers the down payment and closing costs.
Why use the Utah Housing Loan Program?
Individuals and families who otherwise are unable to purchase a home because of insufficient funds for a down payment and closing costs may still become homeowners by using the Utah Housing Loan Program.
How can I qualify for the Utah Housing Loan Program?
The following are important things to know when applying for the Utah Housing Loan Progam:
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Your total gross household income (income limits may apply).
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Your credit history must indicate that you pay your bills on time.
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You must be able to qualify for government financing.
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You must live in the home.We also have grants for cities, Salt Lake, Ogden (Own-In-Ogden), Weber County, Provo City and others.
