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we are home loan specialists in: Arizona, Colorado, Florida, Texas or Utah.
If you are looking to purchase a house, there are many loan options:
- Down payments can be as little as $500 down for those that qualify for certain programs. Restrictions apply.
- Down payments can be as little as 3% on conventional loans.
The key question is not how much do you qualify for, but rather:
- How much do you want your monthly payments to be based on your budget?
- Once you know this based on your down payment and your credit rating, we can help determine what size of a mortgage you qualify for so you can then know the purchase price to go shopping for a home.
We can help you with all different types of loan programs with purchasing a home.
There are conventional loans, FHA loans, USDA loans (no down payment & 100% financing), VA loans, (no down payment & 100% financing), Utah Housing Loan (no down payment & 100% financing), Reverse mortgage loan (for seniors 62 & older), Jumbo loans (greater than 424,100, Non-QM LOans (non-conventional loans, include: Bank statement loans & dinged credit loans).
Ben was so great to work with on our refinance. He went above and beyond to make sure it was done right and that everything was in place. We would highly recommend him to anyone.
Ben worked with us when we were buying a home and I was particularly impressed with how quickly he always responded, even at odd hours. He was a pleasure to work with and we have already recommended him to friends.
Ben was courteous, professional, and knowledgeable. He had our best interest at heart through our entire home buying process and never pressured us. I would recommend him to anyone who is looking to buy or refinance a home.