VA Loans
You’ve Served Your Country, VA Loans are one of the Benefits You’ve Earned. Let us help you with your VA Loan Financing.
VA loans provide fixed, competitive rates with 15 or 30-year terms. Qualification is easier, even with less-than-perfect credit. Unlike other loans, you can refinance up to 100% of your home or purchase with no down payment, and there’s never a monthly insurance (PMI) charge with VA loans.
- Are you a veteran, member of the military, or a surviving spouse of a veteran?
- Do you want fast approval and minimal red tape?
- Are you interested in a fixed- rate mortgage?
If you answered “yes” to any of these questions, a VA loan might be right for you!
VA Loan Features
- 30 and 15 year terms available, both with fixed rates
- Jumbo VA loans available up to $1,094,625 ($1,500,000 in Alaska and Hawaii) and up to $325,000 cash-out on a refinance
- Refinance up to 100% of your primary home’s value with VA loans
- Buy a home with no money down (primary home)
- No monthly PMI with a VA loan
- VA loans are governed by the U.S. Department of Veterans Affairs
How VA Loans Work
- Monthly payments on VA loans are based on interest rate, principal loan amount, and amortized interest over 30 or 15 years
- Your payment will not change throughout the life of the loan
- Your actual payment will vary based on your situation and the current interest rates when you apply
- Pay your mortgage at any time without pre-payment penalties
VA Loan Extras
- Credit scores as low as 620 qualify for VA loans
VA purchase loans- Up to 100% LTV of the purchase price
Refinance VA Loans - Lower your existing VA loans interest rate.
VA Streamline Refinance Loan -VA IRRL - Lower your existing VA loans interest rate.
We specialize in Va loans for veterans and military personal at HAFB / Hill Air Force Base, Utah.
Many of the Hill Air Force Base (HAFB) veterans are located in the Ogden, Utah area, includeing: Roy, Layton, Clearfield, Ogden, South Ogden. VA loans are very popular for these veterans.
We specialize in VA mortgage loans.
We do not charge an origination fee for our VA loans compared to the local banks and credit unions. We are a wholesale lender and do not need to charge the origination fees that the banks charge.
