Conforming Loan Limits
2010 Single-Family Mortgage Loan Limits
The Housing and Economic Recovery Act of 2008 changed Fannie Mae’s charter to expand the definition of a “conforming” loan. Two sets of limits are provided for first mortgages — general conforming loan limits, and high-cost area conforming loan limits.
The conforming loan limits apply to all conventional mortgages that are delivered to Fannie Mae on or after January 1, 2010. Please note that the 2010 general conforming loan limits are identical to the 2006, 2007, 2008, and 2009 conforming loan limits. The high-cost areas are determined by the Federal Housing Finance Agency and remained the same in 2009 and 2010.
Conforming Loan Limits – This is the link to Fannie Mae’s web site that has the updated loan limits for each county across the U.S.A, including Hawaii, Alaska, Guam, Puerto Rico, Virgin Islands and American Samoa.
