Loan Programs
We fund the following mortgage loans; including:
- Conventional mortgage loans, FHA loans, VA mortgage loans, VA Jumbo Mortgage Loans, USDA mortgage loans, Jumbo mortgage Loans & hard money mortgage loans.
- Purchase, refinance, Debt Consolidation & cash out Loans
- Conventional Mortgage Loans (purchase & Refinance & cash out refinance)
- FHA Mortgage Loans ( FHA purchase & FHA Refinance & FHA cash out refinance). Best FHA Mortgage Lender & FHA Home Loans in Utah.
- FHA 203-K Rehab Loans – Rehab / Construction money with a FHA Loan – If you are buying a house that needs some rehab, then a 203-K loan is the perfect loan product in todays market.
- FHA 203-K Rehab Loans – Rehab / Construction money with a FHA Loan – Existing Home owners – Refinance to Rehab & get the Construction money to do improvements to your property with a FHA Refinance Loan.
- VA Mortgage Loans ( VA Jumbo Loans & VA Refinance (VA IRRL Loan) VA cash out refinance)). Best VA Lender & VA Home Loans in Utah.
- Reverse Mortgage Loans (HECM mortgage), Reverse Refinance loan (HECM Reverse) and HECM Purchase loan to buy a house (purchase) using a Reverse Mortgage loan for seniors, age 62+, Never have a mortgage payment as long as you live in the home.
- JUMBO Loans, Super Jumbo Loans and Jumbo 2nd Mortgages and HELOC Mortgage Loans.
- Hard money Loans (Purchase & cash out) (Residential, Commercial & Land / Lots).
- Commercial Loans (Commercial Purchase Loans, Commercial Refinance Loans, Commercial cash out refinance Loans, Commercial conventional Long Term Financing, Commercial Hard Money & Commmercial Bridge loans).
Conventional Residential Mortgage Loans
Purchase / Refinance / Cash Out
Purchase up to 95% of the purchase price
Refinance (Rate & Term) up to 95% of appraised value
Cash Out Refinance up to 80% of the appraised value
Refinance when you are upside down with the value of your property. (You owe more than the value of your property).
Du REFI Plus, Fannie Mae Open Access
FHA mortgage loans
FHA Purchase & FHA Refinance & FHA Streamline Refinance loan
- FHA Purchase loan to 96.5% Loan to Value
- FHA Refinance to 96.5% Loan to Value
- FHA Cash out FHA loans to 85% Loan to Value
- FHA Streamline loan – using the original loan amount
- credit qualifying streamline refinance
- no-credit qualifying streamline refinance
- Conforming loan limits & Jumbo FHA loan limits in the respective county of the property the house is located in.
Purchase a house with a VA Loan
Refinance into a VA loan
Refinance your existing VA Loan with an VA IRRL loan
The Advantages
- No Down payment is required., 100% of the purchase price
- Flexible credit score guidelines.
- No maximum purchase price limit.
- Closing costs can come from any source including gifts / Seller can contribute closing costs
- Repairs and improvements can be included in the loan.
- Competitive fixed 30-year rates.
A Reverse Mortgage is a federally insured financial tool that allows qualified senior homeowners age 62+ to convert a portion of their home equity into a stable source of supplemental cash flow. It helps deliver the financial security you need to stay at home and live independently—without having to sell your house, give up the title, or make monthly mortgage payments.
Jumbo Residential
- Purchase/ Refinance /Cash Out
- Up to 2.5 Million
- Larger Loans are on a case by case scenarios – Based on Credit & Loan amount
- Fico Score & Loan to Value restrictions apply
- Purchase & refinance
- Residential & Commerical
- Loan amount is on a case by case scenarios
- Purchase & refinance
- Loan amount is on a case by case scenarios
Asset Based Lending / Securities
SECURITIES THAT QUALIFY AS COLLATERAL ARE:
- U.S. Treasuries
- Government bonds
- Securities (Publicly traded)
- Stocks (Publicly Traded (NYSE, AMEX, etc.)
Publicly and Actively traded stocks, mutual funds, bonds and treasury notes that are not restricted in any manner. Most foreign securities are acceptable, subject to verification and authentication of authenticity.
- This is a Non-Recourse Loan
- Not based off of credit
We have successfully factored invoices for companies.
This is great for the following industries:
- Manufacturing
- Trucking
- Construction
