Mortgage Miracles Happen is a premiere Mortgage brokerage.
Our first priority is taking care of our clients!
We have the strength of being a large lender and provide the customer service of a local neighborhood small business.
We fund the following type of mortgage loans:
- Purchase, refinance, Debt Consolidation & cash out Loans
- Conventional Mortgage Loans (Fannie Mae & Freddie Mac Conventional Loans – purchase & Refinance & cash out refinance)
- Home Improvement Loans (Rehab Money) – Conventional Loans
JUMBO Loans – Jumbo Mortgage Loans
- 1 day since bankruptcy, 1 day since Foreclosures,
- W2 employees – use W2’s, tax transcripts not required on Non-QM Loans.
- Self-Employed – Bank Statement deposits can be used for income verification for Self-Employed borrowers.
- Foreign National loans
- Loan amounts up to 2 million USD.
- Owner Occupied
- 2nd Homes
- Investment property loans
- FHA Mortgage Loans ( FHA purchase & FHA Refinance & FHA cash-out refinance). Best FHA Mortgage Lender & FHA Home Loans in Utah.
- FHA 203-K Rehab Loans – Rehab / Construction money with an FHA Loan – If you are buying a house that needs some rehab, then a 203-K loan is the perfect loan product in todays market.
- FHA 203-K Rehab Loans – Rehab / Construction money with an FHA Loan – Existing Home owners – Refinance to Rehab & get the Construction money to do improvements to your property with a FHA Refinance Loan.
- VA Mortgage Loans ( VA Jumbo Loans & VA Refinance (VA IRRL Loan)VA cash out refinance)). Best VA Lender & VA Home Loan
- Reverse Mortgage Loans (HECM mortgage), Reverse Mortgage Refinance loan (HECM Reverse) and HECM Purchase loan to buy a house (purchase) using a Reverse Mortgage loan for seniors, age 62+, Never have a mortgage payment as long as you live in the home.
- Hard money Loans (Purchase & cash out) (Residential, Commercial & Land / Lots).
- Commercial Loans (Commercial Purchase Loans, Commercial Refinance Loans, Commercial cash out refinance Loans, Commercial conventional Long Term Financing, Commercial Hard Money & Commercial Bridge loans).
“These materials are not from HUD or FHA and were not approved by HUD or a
government agency.” (ML 2014-10).