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Mortgage Miracles Happen is a premiere Mortgage brokerage.

Our first priority is taking care of our clients!

We have the strength of being a large lender and provide the customer service of a local neighborhood small business.

We fund the following type of mortgage loans:

  • Purchase, refinance, Debt Consolidation & cash out Loans

JUMBO Loans –  Jumbo Mortgage Loans

Non-QM Loans

  • 1 day since bankruptcy, 1 day since Foreclosures,
  • W2 employees – use W2’s, tax transcripts not required on Non-QM Loans.
  • Self-Employed – Bank Statement deposits can be used for income verification for Self-Employed borrowers.
  • Foreign National loans
  • Loan amounts up to 2 million USD.
  • Owner Occupied
  • 2nd Homes
  • Investment property loans
  • Reverse Mortgage Loans (HECM mortgage), Reverse Mortgage Refinance loan (HECM Reverse) and HECM Purchase loan to buy a house (purchase) using a Reverse Mortgage loan for seniors, age 62+, Never have a mortgage payment as long as you live in the home.
  • Hard money Loans (Purchase & cash out) (Residential, Commercial & Land / Lots).
  • Commercial Loans (Commercial Purchase Loans, Commercial Refinance Loans, Commercial cash out refinance Loans, Commercial conventional Long Term Financing, Commercial Hard Money & Commercial Bridge loans).

“These materials are not from HUD or FHA and were not approved by HUD or a
government agency.” (ML 2014-10).