Davis County Down Payment Assitance Programs

Down Payment Assistance in Davis County am for qualified first-time home buyers wishing to purchase a pre-existing home up to $200,000 in sales price (new construction is not eligible). It is a federally funded program which provides eligible home buyers with a grant of up to $5,000 that can be used for  50% of the down payment, all or part of reasonable closing costs or all or part of the premium for mortgage insurance required up-front by a private mortgagee. Funds can not be used for cash back, Realtor’s commissions or to buy down points.

The home must be a single family dwelling such as a detached house, town house, condominium, cooperative unit or a combination of manufactured housing and lot.

The program is available throughout Davis county with the exception of Fruit Heights, South Weber, Layton and Clearfield.

The grant is forgiven at a declining rate over a 5-year residency requirement from the date of closing. If the buyer sells, exchanges, transfers title, obtains a second mortgage or decides to refinance within the 5 year period the grant will be paid back on a pro-rated basis.

Income eligibility is based on 80 percent of the area median income as established by HUD.

  • Ben was so great to work with on our refinance. He went above and beyond to make sure it was done right and that everything was in place. We would highly recommend him to anyone.

  • Ben worked with us when we were buying a home and I was particularly impressed with how quickly he always responded, even at odd hours. He was a pleasure to work with and we have already recommended him to friends.

  • Ben was courteous, professional, and knowledgeable. He had our best interest at heart through our entire home buying process and never pressured us. I would recommend him to anyone who is looking to buy or refinance a home.

  • Easy online Application
    Online Mortgage Application

  • eho 1

    All loans subject to credit approval. Rates and fees subject to change. Mortgage financing brokered by Mortgage Miracles Happen, LLC. Equal Housing Lender.
    Mortgage Miracles Happen, LLC is a mortgage broker in Arizona, Colorado, Florida, Texas & Utah.
    NMLS: 1289680; Arizona: 0937981, AZ Address: 7137 E Rancho Vista Drive, STE B05, Scottsdale, AZ 85251;
    Colorado: Mortgage Miracles Happen, LLC; Florida License # MBR1900,
    UT: Mortgage Miracles Happen, UT license # 7380298 Utah DRE,
    Texas TDSML Texas Recovery Fund
    All rights reserved. © 2017

    Tel: 1-(801)-399-2364 | Texas Office Tel: 1-(281) 724-7423|

    Have Question About
    The HARP Process?