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“Ben” Benjamin W. Gerritsen

Loan Officers

Benjamin W. Gerritsen (Ben)

Ben was born in Salt Lake City, Utah and raised in North Ogden, Utah, where he currently resides.  Ben has been funding mortgage loans in Utah and financing of projects for the past 10 years.  He has been a licensed mortgage loan officer for the past 8.5 years.  He has worked in the commercial loans, factoring, purchase order financing, private equity transactions and residential financing; including successful negotiating with lenders short sale payoffs refinancing, which is one of the toughest negotiations in the residential financing arena.

Ben is also a life & health insurance agent.  The insurance products he offers are: life Insurance, disability insurance, long term care insurance, annuity products, high risk life insurance, disability and specialty products.

His education helps individuals, families and business executives cover not just financing, but also insurance products that not many bankers and lenders understand both aspects of financing and insurance needs.

In addition to residential lending, he has a background in commercial lending; including commercial real estate, factoring, purchase order financing, corporate debt, SBA loans, small business loans debt and equity financing. Ben has raised millions of dollars for companies seeking capital for businesses.  He’s also trained in analyzing, restoring and building both personal and also business credit.

If you need someone with experience in the lending & industry, Ben and his team have a vast amount of experience in lending, structuring loans, analyzing credit reports, how to fix and what to do to improve credit, what type of loan products to use for different scenarios, how to tie in the right insurance product(s) for an individual, family or a business, high risk situation, professional athletes.

Ben has helped many families purchase homes, refinance to better their financial affairs. He enjoys teaching people about finance and that by continually re-evaluating your mortgage and other financing will help your family not just for the short term but also for the long term goals of life. On a personal level, home financing is one of the greatest tools in the world for financial strength & prosperity. If structured properly it can help in achieving a persons &/or families financial goals & dreams; yet if structured improperly it can cause financial grief, pain & in some cases ruin lives & relationships.

Ben loves helping individuals & families get the financing for the largest largest financial transaction that a family enters into in their life. Whether it’s helping an individual or a family buy their first home or a move up home or retirement home or an investment property or helping them to restructure their financial game planis a great feeling. Helping them use this as a spring board for other facets of life and as a tool to prepare for their retirement is a very satisfactory part of the job.

It’s his goal to help all people, whether they are prosperous and want to maintain and grow their wealth even more; as well as those that are financially challenged to help educate each person so they will make the right choice in the situation they are in at that moment from a 3rd parties perspective and guiding them to make the right decision so they can be better off.

Some of Ben’s hobbies are playing sports (basketball, softball, tennis), going for drives with the family & spending time with his family; his 3 boy’s Jeremy, Alex, Isaac & his wife Jennifer.

Ben has experience in:

NMLS License # 285653 | Life & Health Insurance Agent, UT License: 382249

Mobile: +1-801-814-2364 / Office:+1-801-399-2364