About Mortgage MiracLes Happens
Mortgage Miracles Happen is a mortgage brokerage company in Arizona, Colorado, Florida, Texas & Utah. Our headquarters are in Ogden, Utah.
We pride ourselves on our professionalism, personal touch to each client, personal service, and helping clients with getting great deals on the terms of their loans.
Our commitment is to help each client understand the loan process, make it as simple as possible and to get you the right financing for your situation.
We are available not just during the day, but can be reached evengings and weekends.
Low Cost Loans
With having low over-head, we pass the savings on to each of our clients.
We have relationships that we work with the top mortgage banks in the country that offer the top tiered pricing to mortgage brokerage companies.
These two items gives us a competitive advantage over other mortgage companies and other banks and credit unions.
We want to be your mortgage lender of choice! Our efficient and personable team at Mortgage Miracles Happen is one that you can count on for your financing.
Customer service is critical to us. We strive for high customer satisfaction. We strive to exceed the expectations of our valued clients and employees. Getting a client a loan and a great rate is not enough for us, yet they are critical. We strive to provide exceptionally high level of service to every client so they are happy through the entire process.
We bend over backwards to help people through one of the most grueling experiences in today’s tough economic world.
We use online technology to be efficient and to simplify the loan process for our clients and our staff. We have online pre-qualification, online document uploading and storage that is easy for our clients. This translates into shorter time-frames and lower costs.
We work fast and our underwriting lenders underwriting departments move quick! We are able to close loans in 12 to 20 days. Some loans can be quicker and some take longer, but our average is 2 ½ to 3 weeks from start to finish.
LOAN OPTIONS – CHOICES FOR OUR CLIENTS
Mortgage Miracles Happen offers a broad array of mortgage products to the public. We offer many more loan choices than the banks and credit unions offer.
As a broker we have the flexibility of helping clients that cover a broad spectrum based on the needs of each client.
We have loan programs to help many, including: First Time Home Owners, Move Up Buyers, All credit types, those with excellent credit & the credit challenged. We have loans for commissioned income, self-employed business owners, investors.
We help find the loan that best fits for your situation.
We get loans done others can’t do
Many times a borrower will come to us after they have been promised something from a bank, credit union or another mortgage lender. They tell us they need a loan done in a short amount of time and they are backed up against a wall and need help.
Many times we can help them and get their loan done because we have the choice of many lenders and options that others do not offer and have to work with. With our vast array of lending options, we offer wholesale pricing and flexibility with guidelines to cover may options.
Troubled Credit? We have solutions to help
Mortgage Miracles Happen works with all types of credit. If you are looking to improve a credit score quickly, now is the time to get started. Give us a call. We have the tools to help review your credit and find out exactly where you stand and where you need to get to.
Professional Guidance, Right Loan for each client
We give professional advice and counsel for each client. Each individual has a unique set of circumstances.
We get to know each client’s situation and couple that with technology and analytical data to help determine the best loan product that is available for their situation.
Our team of Mortgage loan officers will provide you with one-on-one consultations to evaluate your situation and recommend the “right loan and best price” in the market.
Experience and Expertise
We not only have experience, but we get to know your goals and help our clients prepare to meet their goals.
Mortgage Miracles Happen team members have experience with all loan types, knowledge in the industry financial and real estate industry. We cover residential loans and commercial lending.
Our team member’s background and experience covers many facets of the financial and real estate industry including: residential and commercial lending, Reverse mortgage lending, real estate brokers and real estate agents, banking, life insurance agents, Long Term Care insurance planners.
We aspire to be our clients’ Lifetime Lender!