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Archive for October, 2012

VA IRRL’s VA Streamline refinance with No Appraisals are back

October 30th, 2012 by

VA IRRL's with NO Appraisal Requirements are backMilitary Veterans and active military personal that have VA benefits are now eligible for a VA streamline refinance without an appraisal.  If you or someone you know that currently has a VA mortgage loan that is higher tha... [ Read More ]

Does a cash out refinance make sense?

October 22nd, 2012 by

A family asked to look at lowering the interest rate of their current mortgage to a new 30 year loan so they could have the lowest payment possible.After going through the applicaton and pulling their credit, some further analyzing of their total debts and scenarios I found a suggestion to lower their total debt payments, both monthy & over the next five years.There's an auto loan that... [ Read More ]