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Archive for September, 2012

Jumbo Loan Options that save borrowers tens of thousands of dollars

September 28th, 2012 by

Many borrowers that require a jumbo loan will start searching for a loan by going to the bank or credit union that they belong to.  This is the borrowers first natural instinct of who to check with.  It is just habit and the first place to go to for a mortgage loan. The challenge with jumbo loans, most banks and credit unions don't specialize in Jumbo Loan products.  they may offer Jumbo loans,... [ Read More ]

Home Buying tips for buyers & real estate agents

September 25th, 2012 by

As potential home buyers search the internet and visit open houses they often don't know the mortgage lending process and the critical function it has in buying a house. As a lender, I often spend extra time helping people understand what their loan options are, find out what payment they can afford in their budget and then we figure out what dollar amount  of house they will be able to buy base... [ Read More ]

Refinance, start saving now & break even in less time than you imagined possible

September 22nd, 2012 by

Many people think that it will take 3 to 4 years to break even if they are to refinance their mortgage loan.  This is one of the biggest falacies in today's market as long as you use a mortgage broker.Ben Gerritsen is a mortgage broker and has over 30 plus mortgage banks to chosose from when he does a loan for a client.  He does the shopping for his clients by selecting the mortgage bank tha... [ Read More ]

Purchase Loans with Super Fast Closings & Super Hero savings on closing costs

September 22nd, 2012 by

If you are in the market to buy a house or in the process to purchase a house, you have the  the option to pay higher closing costs at a bank or credit union or you can have a huge savings that will suprise you by using Ben Gerritsen as your loan officer.Ben is a mortgage broker that has over 30 mortgage banks to select from for his clients.  He saves his clients thousands of dollars from hi... [ Read More ]

Harp Mortgage Loans, Help from a specialist

September 22nd, 2012 by

Many people still have loans that are underwater.Those that are underwater, their interest rates on average are between 5% & 6.5%.The average savings is between 200 to 350 per month for these  families and some families experience see between a 600 to 700 per month in savings on their loan payment. WOW.Absolutely, that’s right.That’s a huge savings per month, per year, ove... [ Read More ]