Browsing articles from "January, 2012"

Ben Bernacke, Federal Reserve Insights and projections through 2014 of Interest rates & economic data

Jan 25, 2012   //   by Ben Gerritsen   //   Markets  //  No Comments

Comments and notes from Chairman Ben Bernake, Chairman of  of The Federal Reserve on Wednesday, January 25, 2012, 2:15 EST.

Source: Wikipedia

Chairman Ben Bernake has announced that interest rates will be kept low through 2014, longer than economists and investors origin...

Utah Mortgage Loans, Bank or Broker

Jan 18, 2012   //   by Ben Gerritsen   //   Mortgage News  //  Comments Off

If you are either looking to purchase a house, whether for your first time or you’ve bought a house before or if you are looking to refinance, where do you go and who do you work with?

If you go to a credit union, did you know that the time it takes to get financing is upwards of 2 months. If you go to Bank of America or Wells Fargo or another bank, your waiting period is realistically two months as well. I had a phone call on Monday of this week from a title company telling me that...

Buyers will be Paying More – Starting NOW!

Jan 13, 2012   //   by Ben Gerritsen   //   Mortgage News  //  No Comments

 

By waiting to get your financing, whether to buy a house or to refinance.

If you are contemplating on refinancing, the cost to wait is going to cost more than trying to get a better rate and seeing if pricing and rates go even lower....

Credit tips, how to increase your Fico scores

Jan 5, 2012   //   by Ben Gerritsen   //   Credit, Home Buyer Tips  //  No Comments

Some of the basic items to keep your Fico score(s) higher and also how to boost your Fico scores are a few basic items.

Pay your bills on time

Everyone knows you need to pay your bills on time.  A few months ago as I helped a family refinance, the husband said he thought his Fico scores were around 780 to 800.  Thinking is one thing, but when we pull them it’s another.  His scores were in the low 700′s.  Why? Not by his doing, but by his wife thinki...

VA IRRL’s, No Appraisal Requirements are back

Jan 4, 2012   //   by Ben Gerritsen   //   Loan Programs Info, Mortgage News  //  Comments Off

VA IRRL’s with NO Appraisal Requirements are back

Military Veterans, veterans that currently have a loan that is higher than where rates are currently at today, GOOD NEWS!

No Appraisal Required for VA IRRL Refinance on your VA Mortgage loan!

Appraisals are not required either. What could be easier! And to add icing on the cake, VA even allows you to roll energy efficient home improvements. over $6000 into the loan am...

Jumbo Mortgage Loans in Utah

Jan 1, 2012   //   by Ben Gerritsen   //   Loan Programs Info, Mortgage News, Real Estate  //  Comments Off

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