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About Mortgage Miracles Happens

Mortgage Miracles Happen, LLC

Mortgage Miracles Happen is a mortgage brokerage company in Arizona, Colorado, Florida, Texas & Utah. Our headquarters are in Ogden, Utah.

Low Cost Loans
With having low over-head, we pass the savings on to each of our clients.

We have relationships that we work with the top mortgage banks in the country that offer the top tiered pricing to mortgage brokerage companies.

These two items gives us a competitive advantage over other mortgage companies and other banks and credit unions.

Superior Service
We want to be your mortgage lender of choice! Our efficient and personable team at Mortgage Miracles Happen is one that you can count on for your financing.

Customer service is critical to us. We strive for high customer satisfaction. We strive to exceed the expectations of our valued clients and employees. Getting a client a loan and a great rate is not enough for us, yet they are critical. We strive to provide exceptionally high level of service to every client so they are happy through the entire process.

We bend over backwards to help people through one of the most grueling experiences in today’s tough economic world.

Online Technology
We use online technology to be efficient and to simplify the loan process for our clients and our staff. We have online pre-qualification, online document uploading and storage that is easy for our clients. This translates into shorter time-frames and lower costs.

Speed
We work fast and our underwriting lenders underwriting departments move quick! We are able to close loans in 12 to 20 days. Some loans can be quicker and some take longer, but our average is 2 ½ to 3 weeks from start to finish.

LOAN OPTIONS – CHOICES FOR OUR CLIENTS

Mortgage Miracles Happen offers a broad array of mortgage products to the public. We offer more loan choices than the banks and credit unions offer.

 

We get loans done others can’t do
Many times we can help them and get their loan done because we have the choice of many lenders and options that others do not offer and have to work with. With our vast array of lending options, we offer wholesale pricing and flexibility with guidelines to cover may options.

Latest News Mortgage MiracLes Happens

Should I Wait Until Next Year to Buy? Or Buy Now? [INFOGRAPHIC]

February 16th, 2018 by

By simplify Some Highlights: The Cost of Waiting to Buy is defined as the additional funds it would take to buy a home if prices & interest rates were to increase over a period of time. Freddie Mac predicts interest rates to rise to 5.1% by 2019. CoreLogic predicts home prices to appreciate by 4.3% over the next 12 months....[ Read More ]

Calm Down! The Real Estate Market is NOT Falling Apart

February 15th, 2018 by

By simplify There has been tremendous volatility in certain markets over the last few weeks (for example, the stock and currency markets). When this happens, some tend to lump all of their investments together and create an almost ‘Armageddon’ scenario where everything loses value quickly and dramatically. Real estate is an investment that can get caught up in this hysteria....[ Read More ]

Which Comes First… Marriage or Mortgage?

February 14th, 2018 by

By simplify According to the National Association of REALTORS most recent Profile of Home Buyers & Sellers, married couples once again dominated the first-time homebuyer statistics in 2017 at 57% of all buyers. It is no surprise that having two incomes to save for down payments and contribute to monthly housing costs makes buying a home more attainable. But, many...[ Read More ]

What Our Clients Say About Us

Ben was so great to work with on our refinance. He went above and beyond to make sure it was done right and that everything was in place. We would highly recommend him to anyone.

By: Jared & Ashlee Wolthuis | North Ogden, Utah.

Ben worked with us when we were buying a home and I was particularly impressed with how quickly he always responded, even at odd hours. He was a pleasure to work with and we have already recommended him to friends.

By: Lindsay Palmer | Pleasant View, UT.

Ben was courteous, professional, and knowledgeable. He had our best interest at heart through our entire home buying process and never pressured us. I would recommend him to anyone who is looking to buy or refinance a home.

By: Bracken Palmer | Pleasant View, UT.

Ben recently helped my wife Veronica and me refinance our home to better our financial situation. I had been thinking of refinancing, but didn’t feel comfortable with any of the firms I had dealt with in the past.

After asking around, Ben was referred to me by a good friend who had also been looking for someone to help him refinance his home. He told me that Ben came highly…

By: Cody Andrew.

Ben recently helped my wife Veronica and me refinance our home to better our financial situation. I had been thinking of refinancing, but didn’t feel comfortable with any of the firms I had dealt with in the past.

After asking around, Ben was referred to me by a good friend who had also been looking for someone to help him refinance his home. He told me that Ben came highly…

By: Cody Andrew | North Salt Lake, Utah.

I had been putting off a refinance of my home due to demands at work and home, i just did not have the time. A friend referred Ben to me. Ben made this process so easy for me. I would definitely have done this sooner if I would have known how easy it was. Ben was absolutely great. Ben was very responsive and was able to…

By: Robert Bolar.

Another happy HARP refinance client in Utah

By: Farr West,.

09/30/2016 Ben was courteous, professional, and knowledgeable. He had our best interest at heart through our entire home buying process and never pressured us. I would recommend him to anyone who is looking to buy or refinance a home.

By: Joseph P.

01/07/2016 Ben pushed to get our house closed on New Year’s weekend only days after their family had a new baby!! The whole time it really felt like he was on our side, fighting for the best deals for us. So glad we worked with him!

By: Shariko M.

08/02/2015 Ben worked with us when we were buying a home and I was particularly impressed with how quickly he always responded, even at odd hours. He was a pleasure to work with and we have already recommended him to friends.

By: Lindsay P.

07/30/2015 Ben has been a wonderful help in buying our home! Â We had a very unique situation and he stayed on top of everything. Â He made the process so easy for us. Â Several of my friends have requested his information after hearing how about our experience.

By: Kristina A.

I had been putting off a refinance of my home due to demands at work and home, i just did not have the time. A friend referred Ben to me. Ben made this process so easy for me. I would definitely have done this sooner if I would have known how easy it was. Ben was absolutely great. Ben was very responsive and was able to answer any questions I had. The process was extremely fast and easy.

By: Robert B.

My wife and I were struggling and frustrated trying to get a loan with banks and credit unions, she had good credit but I made a lot of mistakes in life that I lived to regret. Ben was great, he took the time to sit with us and talk about what we needed to do. he was then able to help us get a home loan despite my poor…

By: Thomas P.
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